Where should your next $50,000 go?
No account needed · Powered by live screener data
13
Asset classes unified on one yield axis
6%+
Minimum yield threshold for screening
1–10
Transparent risk score per opportunity
Daily
Automated market screening cadence
How it works
From your first holding to a fully optimized income portfolio
Four steps. Under five minutes to your first insight.
Add your holdings
Enter dividend stocks and rental properties. Yield, income, and cash-on-cash return calculated instantly.
Run the screener
The daily screener finds 6%+ yield opportunities across 13 classes. Filter by class, risk, and frequency.
Understand the risk
Every opportunity gets a 1–10 composite score with a full factor breakdown. No guessing.
Allocate with precision
Ranked by income per dollar. Your highest-conviction next move is always at the top.
Platform
See the platform in action
Every tool income investors need, demonstrated with real tickers and real math.
6%+ yield, screened and IQ-scored throughout the day.
AllocateIQ refreshes the full public market 9 times per trading day — from pre-market open through close. Each result is classified, enriched with financial ratios, and IQ-scored before you see it.
- ✓200+ opportunities refreshed 9× per trading day
- ✓Filter by asset class, risk tier, and minimum yield
- ✓IQ Score ranks every opportunity by income quality
- ✓Monthly income per $10k shown for every row
Screened opportunities
Refreshed 13:30 UTCSorted by Yield · 292 results
Search
ProShares NASDAQ-100 High Inc.
JPMorgan Nasdaq Eq. Premium
Ares Capital Corporation
Realty Income Corporation
Exxon Mobil Corporation
iShares Core Dividend Growth
Solutions
Built around real investment challenges
Every income decision — screened, risk-scored, and forecast — answered with real data, not guesswork.
Peer comparison
Am I getting enough yield for the risk I'm taking?
The 1–10 composite score starts from an asset-class base and applies factor deltas — payout ratio, debt/equity, beta, dividend history, EPS coverage. You see exactly what's driving the number, not just a label.
What happens to my income if I reinvest dividends?
Your natural cash flow vs DRIP compounding — rendered side by side. Set a monthly income goal and the chart shows exactly which month you cross it. Toggle 12m or 24m to plan further out.
Is a 12% yield actually safe, or is it a yield trap?
Yield per risk point reveals what you're being paid to take on. A 12% payer at risk 9 can be worse than a 9% payer at risk 5 — structural fragility that's invisible in the headline number.
QQQI
CC-ETFEffective yield
11.4%
Income type
100% Ordinary
ARCC
BDCEffective yield
7.6%
Income type
30% Qualified · 70% Ordinary
O
REITEffective yield
4.3%
Income type
15% ROC · 85% Ordinary
How does a covered call ETF compare to a REIT after taxes?
Side-by-side on effective yield, income character (qualified vs ordinary vs ROC), risk score, and account fit — normalized to the same post-tax axis regardless of asset class.
$99/mo
14.2%
$68/mo
9.8%
$64/mo
9.2%
$47/mo
6.7%
$35/mo
5.1%
$26/mo
3.7%
Where should my next $50k go to maximize monthly income?
Every screened opportunity ranked by income per dollar deployed. Adjust capital and see the projected monthly total update instantly — before committing a single dollar.
Holdings · payout schedule
Which months will I actually receive income?
Visualize when each holding pays across the full year. Mix monthly and quarterly payers so no month is ever empty — and see your projected average monthly income at a glance.
Resources
Free tools & guides for income investors
No sign-up required. Use these to sharpen your thinking before you deploy a single dollar.
Free tools
Dividend Yield Calculator
Enter shares, price, and annual dividend to see your monthly income and yield on cost instantly.
Try freeCash-on-Cash Estimator
Input purchase price, down payment, mortgage, rent, and expenses to calculate cash-on-cash return.
Try freeIncome Goal Planner
See how much capital you need across different yield assumptions to hit your monthly income target.
Try freeRisk Score Guide
A plain-English breakdown of how the 1–10 composite risk score is built — and what each factor means.
Try freeArticles & guides
The Complete BDC Investor's Handbook
Business development companies pay monthly, yield 8–12%, and carry meaningful risk. Here's what to check before buying.
Read articleMLPs vs REITs: Which Pays More After Tax?
K-1 complexity, UBTI exposure, and qualified income treatment — a real yield comparison across account types.
Read articleBuilding a $3,000/Month Portfolio from Zero
A walkthrough of the asset mix, entry price discipline, and reinvestment strategy that gets you there.
Read articleCovered Call ETFs: Premium Income or Yield Illusion?
JEPI and XYLD pay 7–12%. But capped upside and NAV erosion can quietly eat your principal over time.
Read articleIntelligence that keeps compounding
More features in design and planning — the platform keeps expanding.
Portfolio Optimizer
Suggested capital split across asset classes based on yield target and risk tolerance.
Intelligent Alerts
Notify when positions cross target entry price or when dividend cuts threaten monthly income.
Tax-Layer Optimizer
Account placement engine that maximizes after-tax yield by matching asset class to account type.
Get started today
Allocate your next dollar toward maximum income.
Most investors hold two or three positions and guess at the rest. AllocateIQ gives you a complete cross-asset income picture and shows you exactly where your next dollar earns the most.
No credit card required. Onboarding takes under 5 minutes.